Groww Multi Asset Allocation Fund – NFO Details, Objective & Benefits

• Sushil Bajaj |
• 8 September 2025 |

Introduction

Investors often seek a balance between growth and stability in their portfolios. The Groww Multi Asset Allocation Fund – Regular (G) is a hybrid fund designed to diversify across asset classes like equity, debt, commodities, and real estate instruments. With its systematic investment strategy powered by the SHAASTRA framework (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment), the fund aims to deliver long-term capital appreciation while minimizing risks through diversification.

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Key Details of Groww Multi Asset Allocation Fund

Particulars	Details
Category	Hybrid
Sub-category	Hybrid – Equity Oriented
Scheme Type	Open-ended
Fund Manager	Paras Matalia
Risk Level	Very High
Minimum Investment	₹500
Incremental Investment	₹500
Exit Load	1%
NFO Open Date	September 10, 2025
NFO Close Date	September 24, 2025
NAV Calculation	Daily
Repurchase/Redemption	Available

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The Groww Multi Asset Allocation Fund aims to achieve long-term capital appreciation by predominantly investing in:

• Equity and equity-related instruments
• Debt and money market instruments
• Commodities (Gold ETFs, Silver ETFs, Exchange Traded Commodity Derivatives)
• Units of REITs & InvITs

The fund’s strategy revolves around active asset allocation to deliver superior risk-adjusted returns through diversification across asset classes with historically low correlation.

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SHAASTRA Framework: The Unique Approach

One of the fund’s biggest differentiators is its proprietary SHAASTRA framework, which integrates:

• Fundamental data
• Macroeconomic indicators
• Valuations
• Asset price movements

This structured, rules-based investment approach helps in:

• Reducing behavioral biases in decision-making
• Proactively identifying opportunities and risks
• Dynamically adjusting allocations across market cycles
• Offering flexibility to adapt to changing economic conditions

While the SHAASTRA model provides data-driven insights, the Fund Manager retains discretion to align allocations with market realities and investor interests.

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Why Consider Groww Multi Asset Allocation Fund?

• ✔ Diversification across equity, debt, and commodities
• ✔ Data-driven and rule-based investment strategy
• ✔ Low minimum investment (₹500)
• ✔ Active asset allocation for dynamic market conditions
• ✔ Potential for superior risk-adjusted returns

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Q1. What is the category of Groww Multi Asset Allocation Fund?
It belongs to the Hybrid – Equity Oriented category.

Q2. What is the minimum investment amount?
You can start with just ₹500, and additional investments can also be made in multiples of ₹500.

Q3. Who manages this fund?
The fund is managed by Paras Matalia.

Q4. What is SHAASTRA in Groww Multi Asset Allocation Fund?
SHAASTRA (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment) is a proprietary framework that guides asset allocation decisions using data-driven insights and market indicators.

Q5. Is the fund risky?
Yes, the fund has been classified as Very High Risk, suitable for investors with a higher risk appetite and long-term investment horizon.

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The Groww Multi Asset Allocation Fund – Regular (G) is an NFO that blends equity, debt, commodities, and real estate assets under one umbrella. With its unique SHAASTRA framework, the fund aims to provide disciplined and systematic asset allocation, potentially helping investors achieve long-term capital growth with better risk management.

For investors seeking diversification, active management, and data-backed decision-making, this fund could be a compelling option.

Disclaimer:- Mutual Fund investments are subject to market risks, please read scheme related documents carefully before investing.