Sushil Bajaj |
📅 Last Updated on: October 28, 2025
| Parameter | Details |
|---|---|
| Fund Name | Bajaj Finserv Banking and Financial Services Fund |
| Category | Equity |
| Scheme Type | An open ended equity scheme investing in Banking and Financial Services Sector |
| Fund Manager | Mr. Nimesh Chandan and Mr. Sorbh Gupta |
| Min Investment | ₹5,000 |
| Additional Investment | ₹500 |
| Open Date | November 10, 2025 |
| Close Date | November 24, 2025 |
| Benchmark Index | NIFTY Financial Services TRI |
| Exit Load | 1% (if redeemed within 1 year) |
| NAV Calculation | Daily |
| Risk Level | Very High |
| Repurchase/Redemption | Allowed |
The objective of the Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies engaged in Banking and Financial Services. However, there is no assurance that the investment objective of the Scheme will be achieved.
The likely benchmark for this fund is the Nifty Financial Services TRI
This product is suitable for investors who are seeking*:
Investors should consult their financial advisers if in doubt about
whether the product is suitable for them
Here are some compelling reasons:
The financial sector drives India’s GDP growth. Rising credit demand, digitization, and inclusion are fueling long-term opportunities.
Digital lending and fintech adoption
Expanding insurance & mutual fund penetration
Infrastructure financing via NBFCs and REITs
Managed by Nimesh Chandan, known for his data-driven and quality-focused investment approach.
The fund spreads across sub-sectors — banks, NBFCs, wealth-tech, and fintech — to balance growth with stability.
Banking and BFSI stocks tend to outperform in economic upcycles, providing consistent compounding over the years.
The Bajaj Finserv Banking and Financial Services Fund is an actively managed equity scheme designed to capture India’s financial growth story.
It invests 80 to 100% of its portfolio in companies from the banking and financial services sector — including banks, NBFCs, insurance, fintech, and wealth management firms — that are benefiting from India’s rising financial inclusion and digital transformation.
The fund manager follows a no market-cap bias, meaning investments can span large, mid, or small-cap companies depending on where the best opportunities lie.
Guided by Bajaj Finserv AMC’s INQUBE investment philosophy, the fund relies on three key edges —
Information, Quantitative, and Behavioral — to identify high-potential businesses driven by long-term megatrends like digital innovation, payments expansion, and regulatory reforms.
It can also invest up to 20% outside the core BFSI space — in REITs, InvITs, overseas equities, or debt instruments — to maintain balance and enhance returns.
Overall, the fund aims to combine sectoral expertise, active management, and strategic diversification to deliver long-term capital growth.
Expense Ratio: Check latest factsheet.
Exit Load: : For each purchase of units through Lumpsum / switch-in /
Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP),
exit load will be as follows:
if units are redeemed/switched out after 3 months from the date
of allotment, no exit load is payable
if units are redeemed / switched out within 3 months from the
date of allotment: 1% of applicable NAV.
Taxation:
🔗 How to Invest Online?
Sectoral funds like this one offer focused exposure to high-potential areas. Investors confident in the BFSI sector’s growth can benefit from this targeted strategy.
Not necessarily. The risk level is “Very High.” It’s better suited for investors with high-risk tolerance and long-term goals (5+ years).
If the sector faces regulatory or cyclical challenges, returns could be impacted. However, the fund manager may use limited diversification or derivatives to mitigate downside.
Yes. Minimum SIP can start as low as ₹500, making it easy to invest systematically and manage volatility through rupee-cost averaging.
Yes, the fund opens for subscription on November 10, 2025, and closes on November 24, 2025.
Investors who:
Believe in long-term growth of India’s BFSI sector
Can handle short-term volatility
Want sector-focused equity exposure
At least 5–7 years for meaningful compounding.
Yes, subject to regulatory compliance.
Yes, up to 20% may be invested in overseas equities, GDRs, or mutual funds.
The Bajaj Finserv Banking and Financial Services Fund offers investors a targeted opportunity to participate in the ongoing transformation of India’s financial sector. Backed by strong management and a flexible investment mandate, the fund seeks to capture growth from digitization, inclusion, and financial innovation.
Disclaimer
This article is for informational purposes only and does not constitute financial advice. Past performance is not a guarantee of future returns. Before investing, you should consult a qualified financial advisor, consider your risk tolerance, investment horizon, and review the latest scheme documents, factsheet and disclosures from Bajaj Finserv Mutual Fund.
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