Bandhan Healthcare Fund: NFO- Objective & Investment Strategy

Bandhan Healthcare Fund: NFO- Objective & Investment Strategy

  • Sushil Bajaj |
  • 6 November 2025 |

📅 Last Updated on: December 1, 2025

Bandhan Healthcare Fund is an open-ended equity scheme designed to capture the growth potential of India’s booming healthcare and pharmaceutical sectors. The fund aims to generate long-term capital appreciation by investing primarily in equity and equity-related instruments of companies engaged in Healthcare, Pharma, and Allied Services.

It offers investors a thematic exposure to one of the most resilient and high-growth industries in India, suitable for those seeking long-term wealth creation through focused investments.

Quick Snapshot

ParameterDetails
Fund NameBandhan Healthcare Fund
CategorySectoral / Thematic Fund
TypeOpen-ended equity scheme investing in healthcare, pharma & allied services
Scheme CodeBNDN/O/E/THE/25/08/0087
Benchmark IndexBSE Healthcare TRI
Fund ManagersMr. Viraj Kulkarni (Equity) Mr. Brijesh Shah (Debt) Ms. Ritika Behera (Overseas) Mr. Gaurav Satra (Overseas)
NFO OpensNovember 10, 2025
NFO ClosesNovember 24, 2025
Scheme ReopensDecember 2, 2025
Minimum Investment₹1,000 and in multiples of ₹1 thereafter
SIP₹100 and in multiples of ₹1 thereafter (Minimum 6 installments)
Exit Load0.5% if redeemed/switched within 30 days; Nil thereafter

The Bandhan Healthcare Fund seeks to generate long-term capital appreciation by investing predominantly in equity and equity-related instruments of companies engaged in Healthcare, Pharma, and Allied sectors.

Note: There is no assurance or guarantee that the investment objective will be achieved.

Benchmark Details

The BSE Healthcare TRI (Total Return Index) serves as the benchmark for this fund.
It represents the performance of leading Indian healthcare and pharmaceutical companies, making it an appropriate measure to evaluate the fund’s performance.

The benchmark aligns with the investment theme and portfolio composition of the fund.

Why Invest in Bandhan Healthcare Fund

1. Long-Term Structural Opportunity:

India’s healthcare sector is expected to grow rapidly, driven by increased healthcare awareness, medical tourism, innovation, and government focus on healthcare infrastructure.

2. Diversified Exposure Within Healthcare:

The fund invests in a wide range of sub-sectors — pharma, hospitals, biotechnology, diagnostics, wellness, healthcare technology, and more.

3. Professional Fund Management:

Managed by experienced professionals with expertise in both domestic and overseas healthcare markets, ensuring balanced risk-reward dynamics.

4. Global Investment Flexibility

Ability to invest up to 20% in overseas healthcare and pharma companies, providing global exposure and diversification benefits.

5. Thematic Growth Potential

As healthcare spending continues to rise, this fund allows investors to tap into long-term thematic growth trends.

Investment Style & Strategy

Bandhan Healthcare Fund follows an active, bottom-up investment approach with the flexibility to invest across market capitalizations.

Key Investment Strategy:

  • Focused exposure to Healthcare, Pharma, and Allied Services.
  • Emphasis on companies with strong fundamentals, sustainable business models, and competent management.
  • Preference for firms demonstrating robust financial strength, governance standards, and market leadership.
  • Investments may also include foreign securities (up to 20% of total assets or USD 30 million).

Fees, Loads & Taxation

Expense Ratio: Check latest factsheet.
Exit Load: nil
Taxation:

  1. Dividend taxable as per income tax slab.
  2. Short-term (<1 year): Taxed at 20%.
  3. Long-term (>1 year): Tax-free up to ₹1.25 lakh; beyond that taxed at 12.5% without indexation.

🔗 How to Invest Online?

You can easily invest through our online investment platform.

Dealing with the Pain Points of Investors

Many investors hesitate with equity mutual funds due to concerns like:

Investor ConcernHow Bandhan Healthcare Fund Addresses It
Limited diversificationCovers all healthcare sub-sectors including pharma, biotech, hospitals, and wellness
Volatility in pharma stocksActive management and bottom-up stock selection approach
Desire for global exposureUp to 20% allocation in overseas healthcare equities
Liquidity worriesOpen-ended structure allows easy redemption
Complexity of healthcare investmentsProfessional fund management and research-driven strategy
1. Who should invest in Bandhan Healthcare Fund?

Investors with a long-term horizon (5+ years) and interest in the healthcare theme can consider this fund for thematic portfolio diversification.

2. Is this fund high-risk?

Yes. Being a sectoral/thematic fund, it carries higher concentration risk than diversified equity funds. Suitable for investors with higher risk tolerance.

3. What is the benchmark of the scheme?

BSE Healthcare TRI, which tracks the performance of leading healthcare and pharma companies in India.

4. Can I start an SIP?

Yes, SIPs start from as low as ₹100 per month, making it accessible for regular investors.

5. Are there any guaranteed returns?

No. Like all equity mutual funds, returns are market-linked, and there is no assurance or guarantee of returns.

Bandhan Healthcare Fund offers investors an opportunity to participate in India’s healthcare growth story through a focused, professionally managed thematic approach.
Its diversified exposure within healthcare, global allocation flexibility, and long-term growth orientation make it an attractive option for investors aiming for wealth creation through sectoral opportunities.

Disclaimer
This article is for informational purposes only and does not constitute financial advice. Before investing, you should consult a qualified financial advisor, consider your risk tolerance, investment horizon, and review the latest scheme documents, factsheet and disclosures from Bandhan Mutual Fund.

More Insights

  • 10 November 2025 |
  • By Sushil Bajaj

Mirae Asset Large Cap Fund: Complete Analysis & Insights

📅 Last Updated on: December 1, 2025 Mirae Asset Large Cap Fund is an open-ended equity scheme primarily investing across large-cap stocks. Managed by Mirae Asset Investment Managers (India) Pvt. Ltd., this scheme seeks to provide long-term capital appreciation by focusing on India’s top 100 companies by market capitalization. What is a Large Cap Fund? […]

  • 5 December 2025 |
  • By Sushil Bajaj

calculator

📅 Last Updated on: December 5, 2025 SIP vs Multiple Lump-sums (Same Horizon) Compare your SIP and multiple lump-sum strategies with a common horizon & return assumption. 💰 SIP Strategy Regular monthly investments Monthly SIP Amount (₹) 💡 Benefit of rupee cost averaging over time. ⏰ Investment Parameters Common inputs for both SIP & Lump-sum […]

  • 5 December 2025 |
  • By Sushil Bajaj

Union Consumption Fund – Theme, Strategy, Benefits & Details

📅 Last Updated on: December 5, 2025 India’s consumption story continues to expand rapidly—driven by rising incomes, urbanization, evolving lifestyles, digital adoption, and growing aspirations. To capture this long-term opportunity, Union Mutual Fund has launched the Union Consumption Fund, an open-ended equity scheme following the consumption theme. This blog provides an in-depth explanation of the […]