Home » Blog » Groww Multi Asset Omni FOF – Detailed Review
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Groww Mutual Fund has launched a new multi-asset fund of funds scheme titled Groww Multi Asset Omni FOF, opening for subscription on 3rd December 2025 and closing on 17th December 2025. It is an open-ended FoF scheme investing across equity-oriented schemes, debt-oriented schemes, Gold ETFs, and Silver ETFs.
This scheme aims to combine the power of asset diversification with a data-driven, machine-learning supported framework (SHAASTRA) to help investors achieve long-term risk-adjusted returns.
What is a Groww Multi Asset Omni FOF?
Groww Multi Asset Omni FOF is a multi-asset fund-of-funds that invests your money across:
Active & passive equity schemes
Active & passive debt schemes
Gold ETFs
Silver ETFs
Money market instruments (for liquidity)
It follows a dynamic allocation approach using Groww’s proprietary SHAASTRA (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment) model.tion 80C up to ₹1,50,000, subject to applicable conditions
Quick Snapshot
Parameter
Details
Scheme Name
Groww Multi Asset Omni FOF
Type
Open-ended Fund of Funds (Multi-Asset)
NFO Period
03 Dec 2025 – 17 Dec 2025
Scheme Re-opens
On or before 01 Jan 2026
Benchmark
Nifty 500 TRI (65%) + CRISIL Composite Bond Index (25%) + Domestic Gold Prices (5%) + Domestic Silver Prices (5%)
Minimum Investment
₹500
Plans Available
Regular & Direct
Options
Growth, IDCW (Reinvestment/Payout)
Exit Load
NIL
Riskometer
Very High Risk
Fund Managers
Paras Matalia, Shashi Kumar, Wilfred Gonsalves
As per the KIM:
“The primary objective of the Scheme is to generate capital appreciation and income through a diversified portfolio of equity, debt, Gold & Silver ETFs.”
There is no guarantee that the objective will be achieved.
Benchmark Details
The scheme tracks a blend benchmark representing multi-asset exposure:
65% – Nifty 500 TRI
25% – CRISIL Composite Bond Fund Index
5% – Domestic Gold Prices
5% – Domestic Silver Prices
Benchmark riskometer: Very High Risk
Investment Style & Strategy
Portfolio Rebalancing Rules
Passive breaches rebalanced within 30 business days
Can extend up to 60 days if required
Defensive rebalancing allowed for short-term considerations
No Derivatives / No Overseas Investments
Scheme explicitly avoids:
Derivatives
REITs / INVITs
Short selling
Overseas funds
Securitized debt
AT1/AT2 bonds
Uses SHAASTRA Model
A machine-learning-supported investment framework:
Data-driven approach
Helps identify opportunities
Enhances risk-adjusted performance
Diversified Asset Allocation
Allocation ranges:
Asset Type
Minimum
Maximum
Equity-oriented schemes
65%
100%
Debt-oriented schemes
10%
25%
Gold & Silver ETFs
10%
25%
Money Market/Liquid
0%
5%
Why Invest in Groww Multi Asset Omni FOF?
1. True Multi-Asset Diversification
Reduces volatility by combining equity, debt, gold, and silver.
2. Gold + Silver Hedge
Precious metals act as a natural hedge during:
Global uncertainties
Market crashes
Inflationary periods
3. No Exit Load
Investors can redeem anytime without penalty.
4. Machine-Learning Supported Decision Making
SHAASTRA model enhances:
Asset allocation efficiency
Risk management
Timing of rebalancing
Investment Areas — Sectors & Companies
Equity Categories Included
Value
Multicap
Large Cap
Flexi Cap
Mid Cap
Small Cap
Sectoral (IT, Pharma, Banking, Infra)
Dividend Yield
Thematic (Railways, Defence, Momentum, Internet)
Debt Categories Included
Gilt Funds
Money Market Funds
Banking & PSU Debt
Corporate Bond Funds
Arbitrage
Floater Funds
Credit Risk
Balanced Advantage Funds
Gold & Silver
Groww Gold ETF
Groww Silver ETF
Nippon India Gold BeES
HDFC Gold ETF
Silver ETFs from Nippon & HDFC
Note: The list is indicative and subject to change based on fund manager’s discretion.
Who Should Invest in Groww Multi Asset Omni FOF?
This Fund is Ideal for:
Investors looking for long-term wealth creation
Investors who want diversification in a single product
First-time investors who want automated asset allocation
Investors looking for precious metal exposure
Those who prefer FoF convenience over selecting individual schemes
A1: Yes. Riskometer shows Very High Risk, as it holds significant equity exposure.
Q2.Does the scheme use derivatives?
A2: No. It does not invest in derivatives.
Q3. Does this fund guarantee returns?
A3: No. Returns are market-linked, and no guarantee is provided.
Q4. Is SIP allowed?
A4: Yes. Minimum SIP amount is ₹500.
Q5.What is the exit load?
A5: There is no exit load
Groww Multi Asset Omni FOF provides a professionally managed, diversified, machine-learning backed investment approach, combining equity, debt, gold, and silver in one solution.
However, investors must remember: Taxation is similar to debt funds, This is a very high-risk FoF scheme, No guaranteed returns, Asset allocation & performance can vary
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