Groww Multi Asset Omni FOF – Detailed Review

Groww Multi Asset Omni FOF – Detailed Review

Home » Blog » Groww Multi Asset Omni FOF – Detailed Review

Estimated reading time: 6 minutes

Groww Mutual Fund has launched a new multi-asset fund of funds scheme titled Groww Multi Asset Omni FOF, opening for subscription on 3rd December 2025 and closing on 17th December 2025.
It is an open-ended FoF scheme investing across equity-oriented schemes, debt-oriented schemes, Gold ETFs, and Silver ETFs.

This scheme aims to combine the power of asset diversification with a data-driven, machine-learning supported framework (SHAASTRA) to help investors achieve long-term risk-adjusted returns.

What is a Groww Multi Asset Omni FOF?

Groww Multi Asset Omni FOF is a multi-asset fund-of-funds that invests your money across:

  • Active & passive equity schemes
  • Active & passive debt schemes
  • Gold ETFs
  • Silver ETFs
  • Money market instruments (for liquidity)

It follows a dynamic allocation approach using Groww’s proprietary SHAASTRA (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment) model.tion 80C up to ₹1,50,000, subject to applicable conditions

Quick Snapshot

ParameterDetails
Scheme NameGroww Multi Asset Omni FOF
TypeOpen-ended Fund of Funds (Multi-Asset)
NFO Period03 Dec 2025 – 17 Dec 2025
Scheme Re-opensOn or before 01 Jan 2026
BenchmarkNifty 500 TRI (65%) + CRISIL Composite Bond Index (25%) + Domestic Gold Prices (5%) + Domestic Silver Prices (5%)
Minimum Investment₹500
Plans AvailableRegular & Direct
OptionsGrowth, IDCW (Reinvestment/Payout)
Exit LoadNIL
RiskometerVery High Risk
Fund ManagersParas Matalia, Shashi Kumar, Wilfred Gonsalves
investment

As per the KIM:

“The primary objective of the Scheme is to generate capital appreciation and income through a diversified portfolio of equity, debt, Gold & Silver ETFs.”

There is no guarantee that the objective will be achieved.

Benchmark Details

The scheme tracks a blend benchmark representing multi-asset exposure:

  • 65% – Nifty 500 TRI
  • 25% – CRISIL Composite Bond Fund Index
  • 5% – Domestic Gold Prices
  • 5% – Domestic Silver Prices

Benchmark riskometer: Very High Risk

Investment Style & Strategy

Portfolio Rebalancing Rules

  1. Passive breaches rebalanced within 30 business days
  2. Can extend up to 60 days if required
  3. Defensive rebalancing allowed for short-term considerations

No Derivatives / No Overseas Investments

  1. Scheme explicitly avoids:
  2. Derivatives
  3. REITs / INVITs
  4. Short selling
  5. Overseas funds
  6. Securitized debt
  7. AT1/AT2 bonds

Uses SHAASTRA Model

  1. A machine-learning-supported investment framework:
  2. Data-driven approach
  3. Helps identify opportunities
  4. Enhances risk-adjusted performance

Diversified Asset Allocation

Allocation ranges:

Asset TypeMinimumMaximum
Equity-oriented schemes65%100%
Debt-oriented schemes10%25%
Gold & Silver ETFs10%25%
Money Market/Liquid0%5%

Why Invest in Groww Multi Asset Omni FOF?

1. True Multi-Asset Diversification

Reduces volatility by combining equity, debt, gold, and silver.

2. Gold + Silver Hedge

Precious metals act as a natural hedge during:

  1. Global uncertainties
  2. Market crashes
  3. Inflationary periods

3. No Exit Load

Investors can redeem anytime without penalty.

4. Machine-Learning Supported Decision Making

SHAASTRA model enhances:

  1. Asset allocation efficiency
  2. Risk management
  3. Timing of rebalancing

Investment Areas — Sectors & Companies

Equity Categories Included

  • Value
  • Multicap
  • Large Cap
  • Flexi Cap
  • Mid Cap
  • Small Cap
  • Sectoral (IT, Pharma, Banking, Infra)
  • Dividend Yield
  • Thematic (Railways, Defence, Momentum, Internet)

Debt Categories Included

  • Gilt Funds
  • Money Market Funds
  • Banking & PSU Debt
  • Corporate Bond Funds
  • Arbitrage
  • Floater Funds
  • Credit Risk
  • Balanced Advantage Funds

Gold & Silver

  • Groww Gold ETF
  • Groww Silver ETF
  • Nippon India Gold BeES
  • HDFC Gold ETF
  • Silver ETFs from Nippon & HDFC

Note: The list is indicative and subject to change based on fund manager’s discretion.

Who Should Invest in Groww Multi Asset Omni FOF?

This Fund is Ideal for:

  1. Investors looking for long-term wealth creation

  2. Investors who want diversification in a single product

  3. First-time investors who want automated asset allocation

  4. Investors looking for precious metal exposure

  5. Those who prefer FoF convenience over selecting individual schemes

Fees, Loads & Taxation

taxation

Expense Ratio: Check latest factsheet.
Exit Load: Nil

Taxation:

  1. Dividend taxable as per income tax slab.
  2. Short-term (<1 year): Taxed at 20%.
  3. Long-term (>1 year): Tax-free up to ₹1.25 lakh; beyond that taxed at 12.5% without indexation.

🔗 How to Invest Online?

You can easily invest through our online investment platform.

Dealing with the Pain Points of Investors

Investor ProblemHow This Scheme Helps
High volatility in equity fundsMulti-asset reduces swings
Confusion in selecting multiple schemesSingle FoF offers curated selection
No inflation hedgeGold & Silver allocation
Difficulty in rebalancing portfolioAutomated & model-backed rebalancing
Need for stability + growthCombines equity return + debt stability
Lack of time for researchProfessional management + ML model
Q1. Is Groww Multi Asset Omni FOF high risk?

A1: Yes. Riskometer shows Very High Risk, as it holds significant equity exposure.

Q2.Does the scheme use derivatives?

A2: No. It does not invest in derivatives.

Q3. Does this fund guarantee returns?

A3: No. Returns are market-linked, and no guarantee is provided.

Q4. Is SIP allowed?

A4: Yes. Minimum SIP amount is ₹500.

Q5. What is the exit load?

A5: There is no exit load

Groww Multi Asset Omni FOF provides a professionally managed, diversified, machine-learning backed investment approach, combining equity, debt, gold, and silver in one solution.

However, investors must remember: Taxation is similar to debt funds, This is a very high-risk FoF scheme, No guaranteed returns, Asset allocation & performance can vary

Disclaimer:- Mutual Fund investments are subject to market risks, please read scheme related documents carefully before investing.

📅 Last Updated on: January 12, 2026

  • Sushil Bajaj
  • December 4, 2025

More Insights

  • 14 April 2026 |
  • By Sushil Bajaj

Don’t Miss the Defence Wave: Everything You Need to Know About the Axis Nifty India Defence Index Fund NFO

Axis Nifty India Defence Index Fund NFO – Updated Performance Overview Strategy Portfolio Performance FAQs Invest Now Axis Nifty India Defence Index Fund Axis Nifty India Defence Index Fund is an open-ended index fund designed to track the performance of the Nifty India Defence TRI. This scheme provides investors a passive route to participate in […]

  • 7 April 2026 |
  • By Sushil Bajaj

One Fund, Four Assets: Is Kotak Multi Asset Active FOF the Only Investment You Need?

Kotak Multi Asset Active FOF NFO – Invest Online Overview Strategy Portfolio Performance FAQs Invest Now Kotak Multi Asset Active FOF NFO Period: April 08, 2026 – April 22, 2026 Kotak Multi Asset Active FOF is a strategic investment solution designed for long-term capital appreciation by diversifying across equity, debt, and commodity-based schemes. This open-ended […]

💬 AI Advisor
Nivesh Sansar AI Advisor
Support