Kotak Multi Factor Passive FOF
Kotak Multi Factor Passive FOF is a strategic investment solution designed to capture market alpha through a disciplined, factor-based approach. By investing in units of equity ETFs that follow specific style factors, this Fund of Funds (FOF) offers investors a passive yet sophisticated way to diversify across the Nifty 500 Total Return Index universe.
| Feature | Details |
|---|---|
| Category | Passive Option – Equity oriented FOF |
| NFO Dates | February 27, 2026 to March 13, 2026 |
| Benchmark | Nifty 500 Total Return Index |
| Min. Investment | Rs. 1000/- (Initial & Additional) |
Investment Strategy
The scheme utilizes a Fund of Funds structure to invest in exchange-traded funds (ETFs) that track factor-based indices (such as Quality, Value, Momentum, or Low Volatility). This approach aims to provide long-term capital appreciation by leveraging the systematic rules of passive factor investing while maintaining the diversification benefits of an open-ended equity FOF.
Who Should Invest
- Investors looking for rule-based equity exposure.
- Those seeking diversification via factor-based ETFs.
- Investors with a 5+ year time horizon.
Who Should Avoid
- Investors seeking immediate short-term liquidity.
- Conservative investors looking for capital protection.
- Those who prefer active fund management over passive strategies.
Portfolio & Benchmark Insights
The fund benchmarks its performance against the Nifty 500 TRI, providing a broad representation of the Indian equity market.
Source: Kotak Mutual Fund and NSE Indices Research, data as of December 31, 2025.
Top 10 Holdings (Benchmark: Nifty 500 TRI)
| Constituent | Weight (%) |
|---|---|
| HDFC Bank Ltd. | 7.20 |
| Reliance Industries Ltd. | 6.85 |
| ICICI Bank Ltd. | 5.10 |
| Infosys Ltd. | 4.30 |
| Larsen & Toubro Ltd. | 3.15 |
| ITC Ltd. | 3.05 |
| Tata Consultancy Services Ltd. | 2.90 |
| Axis Bank Ltd. | 2.45 |
| Kotak Mahindra Bank Ltd. | 2.10 |
| Bharti Airtel Ltd. | 1.95 |
Return Analysis
| Index | 1-Year CAGR | 3-Year CAGR | 5-Year CAGR | 10-Year CAGR |
|---|---|---|---|---|
| Nifty 500 TRI | 24.5% | 18.2% | 16.4% | 14.8% |
| Nifty 50 TRI | 21.3% | 16.1% | 15.2% | 13.9% |
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Frequently Asked Questions
What is the primary objective of the Kotak Multi Factor Passive FOF?
The objective is to generate long-term capital appreciation by investing in units of factor-based equity ETFs. However, realization of the objective is not guaranteed.
Who should consider investing in the Kotak Multi Factor Passive FOF?
Investors looking for systematic, rule-based exposure to different equity factors like value, momentum, and quality within a passive FOF structure.
What is the benchmark for the Kotak Multi Factor Passive FOF?
The scheme is benchmarked against the Nifty 500 Total Return Index (TRI).
What is the minimum investment amount for Kotak Multi Factor Passive FOF?
The minimum initial investment is Rs. 1000/-, and additional purchases can be made for Rs. 1000/- and any amount thereafter.
Is there a lock-in period for the Kotak Multi Factor Passive FOF?
No, this is an open-ended scheme. Redemption can be requested for any amount or any number of units at the time of the request.
Sushil Bajaj 
+91 931-5120-004
