Motilal Oswal ELSS Tax Saver Fund (formerly known as Motilal Oswal Long Term Equity Fund) is an open-ended Equity Linked Savings Scheme (ELSS) offering tax benefits under Section 80C while investing predominantly in equities. With a mandatory 3-year lock-in period, the fund aims to help investors build long-term wealth by following a high-quality, growth-oriented investment framework.
An ELSS (Equity Linked Savings Scheme) is a mutual fund category that:
The uploaded document confirms that this fund qualifies as an ELSS, allowing eligible investors to claim tax deductions under Section 80C up to ₹1,50,000, subject to applicable conditions
| Parameter | Details |
|---|---|
| Scheme Name | Motilal Oswal ELSS Tax Saver Fund |
| Category | Equity Linked Savings Scheme (ELSS) |
| Scheme Type | Open-ended equity-linked scheme with 3-year lock-in |
| Benchmark | Nifty 500 TRI |
| Investment Objective | Long-term capital appreciation through equity & related instruments |
| Min. Equity Allocation | Minimum 80% |
| Lock-in Period | 3 Years |
| Fund Managers | Atul Mehra (Equity) & Rakesh Shetty (Debt) |
| NAV Disclosure | Updated daily |
| Liquidity | Redemption only after 3 years |
The fund seeks to generate long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity-related instruments. There is no guarantee or assurance of objective achievement.
Primary Benchmark: Nifty 500 TRI (Total Return Index)
Benchmark Justification:
Nifty 500 TRI represents a broad representation of India’s equity market and aligns with the fund’s objective of diversified equity exposure.
The portfolio may be concentrated across sectors or market caps based on conviction, not benchmark composition.
The scheme invests 80–100% of total assets in equity & related instruments following ELSS guidelines.
The AMC deploys tools like portfolio analytics, risk ratios, and duration analysis to control portfolio risks.
For updated detailed Performance data and key informations as on May 1, 2026
Visit Motilal Oswal ELSS Tax Saver Fund Performance Page
1. Tax Benefits Under Section 80C
Up to ₹1.5 lakh deduction available.
2. High-Conviction Portfolio
Emphasizes quality growth companies with scalability and longevity.
3. Low Portfolio Turnover (0.53)
Indicates stable, long-term-oriented stock selection.
4. Managed by Experienced Fund Managers
The fund has exposure across:
This Fund is Ideal for:
Expense Ratio: Check latest factsheet.
Exit Load: Not applicable due to 3-year lock-in
Taxation:
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| Investor Pain Point | How This Fund Addresses It |
|---|---|
| Want tax savings under Section 80C | ELSS structure offers ₹1.5 lakh deduction |
| Confusion about stock selection | Fund uses QGLP bottom-up approach |
| High volatility concerns | Focus on high-quality, sustainable businesses |
| Need for long-term wealth creation | 3-year lock-in encourages disciplined investing |
| Uncertainty about portfolio churn | Low turnover ratio (0.53) provides stability |
| Need professional management | Managed by experienced equity & debt managers |
A1: A mandatory 3-year lock-in from the date of unit allotment.
A2: Yes, especially for those seeking tax benefits and long-term equity exposure.
A3: 1. Can invest 0–20% in debt & money market instruments
2. Does not invest in overseas securities, REITs, INVITs, AT1/AT2 bonds, securitized debt
A4: No, redemption is permitted only after 3 years.
A5: No. Mutual fund performance is market-linked and not guaranteed.
Motilal Oswal ELSS Tax Saver Fund is a strong contender for investors aiming to combine long-term equity growth with tax-saving benefits. With a robust investment philosophy (QGLP), experienced fund managers, benchmark-agnostic strategy, and disciplined risk management, it offers a compelling option for wealth creation.
However, investors should remember that ELSS returns are market-linked, and the statutory 3-year lock-in makes it essential to invest with a long-term mindset.
Disclaimer:- Mutual Fund investments are subject to market risks, please read scheme related documents carefully before investing.
📅 Last Updated on: November 28, 2025
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