Kotak Multi Asset Active FOF
NFO Period: April 08, 2026 – April 22, 2026
Kotak Multi Asset Active FOF is a strategic investment solution designed for long-term capital appreciation by diversifying across equity, debt, and commodity-based schemes. This open-ended fund of funds provides a dynamic asset allocation approach managed by experts to navigate market volatility efficiently.
| Scheme Type | Open-ended Fund of Fund (FOF) |
|---|---|
| Category | Multi Asset Allocation FOF |
| Min. Investment | Rs. 1000 and in multiples of Re. 1 thereafter |
| Benchmark | 55% Nifty 50 TRI + 30% Nifty Short Duration Debt Index + 7.5% Domestic Gold + 7.5% Domestic Silver |
Investment Strategy
The fund follows an active management style, selecting underlying schemes that demonstrate high performance potential across three key asset classes: Equity for growth, Debt for stability, and Commodities (Gold/Silver) for inflation hedging and diversification. The objective is to optimize risk-adjusted returns by shifting weights based on market conditions.
Benchmark Portfolio Analysis
Top 10 Holdings in Benchmark (As of Dec 31, 2025)
| Security Name | Asset Class | Weight (%) |
|---|---|---|
| HDFC Bank Ltd. | Equity | 5.8% |
| Reliance Industries Ltd. | Equity | 4.9% |
| ICICI Bank Ltd. | Equity | 4.1% |
| Gold (Domestic) | Commodity | 7.5% |
| Silver (Domestic) | Commodity | 7.5% |
| GOI 7.18% 2033 | Debt | 3.5% |
| Infosys Ltd. | Equity | 2.9% |
| Larsen & Toubro Ltd. | Equity | 2.2% |
| NABARD Bond | Debt | 2.1% |
| ITC Ltd. | Equity | 1.9% |
Source: Internal Research Data based on Benchmark Weights as of Dec 31, 2025
Comparative Return Analysis
| Period | Benchmark Return (%) | Nifty 50 TRI (%) |
|---|---|---|
| 1 Year | 16.4% | 18.2% |
| 3 Year (CAGR) | 14.1% | 15.5% |
| 5 Year (CAGR) | 13.8% | 14.2% |
| 10 Year (CAGR) | 12.5% | 13.1% |
Suitability Grid
Who Should Invest
- Investors looking for automatic asset allocation.
- Those with a long-term horizon (3+ years).
- Investors seeking a mix of equity, debt, and gold in one fund.
Who Should Avoid
- Short-term investors needing liquidity within 1 year.
- Investors looking for pure equity-level aggressive returns.
- Investors who prefer direct allocation to individual stocks.
Wealth Growth & Delay Calculator
Frequently Asked Questions
What is the investment objective of Kotak Multi Asset Active FOF?
To generate long-term capital appreciation from a portfolio created by investing in units of actively managed Equity oriented schemes, Debt oriented schemes and commodity-based schemes. However, there is no assurance that the objective of the scheme will be achieved.
What are the NFO dates for Kotak Multi Asset Active FOF?
The New Fund Offer (NFO) opens on April 08, 2026, and closes on April 22, 2026.
What is the minimum investment for Kotak Multi Asset Active FOF?
The minimum initial investment amount is Rs. 1000/- and in multiples of Re.1/- thereafter.
What is the risk profile of Kotak Multi Asset Active FOF?
Since it invests in multiple asset classes including equity, it typically falls under the “High” to “Very High” risk category. Investors should consult their financial advisors before investing.
Can I redeem my units in Kotak Multi Asset Active FOF anytime?
Yes, it is an open-ended fund of fund scheme, meaning you can request redemption of ‘any amount’ or ‘any number of units’ at the prevailing NAV on any business day.
Sushil Bajaj 
+91 931-5120-004
