Sushil Bajaj |
📅 Last Updated on: November 28, 2025
SBI Large & Midcap Fund is a hybrid equity fund managed by SBI Mutual Fund that combines the stability of large-cap companies with the growth potential of mid-cap companies. This makes it an attractive choice for investors seeking long-term capital appreciation, balancing risk and reward by leveraging both segments of the market.
A Large & Mid Cap Fund is a SEBI-defined equity mutual fund category that must mandatorily invest in:
As per SEBI’s market-cap classification, large caps represent the top 100 companies in India by full market capitalization, while mid caps represent 101 to 250. AMFI updates this list every six months, and the fund is required to rebalance within one month of the update.
| Parameter | Details |
|---|---|
| Fund Name | Motilal Oswal Large & Midcap Fund |
| Type | Open-ended equity scheme investing in large & mid-caps |
| Category | Large & Midcap Fund |
| Investment Objective | Medium to long-term capital appreciation through large & mid-cap investments |
| Benchmark | NIFTY Large Midcap 250 TRI |
| Minimum Investment | ₹500 (lump sum/SIP) |
| Exit Load | 1% if redeemed within 15 days; NIL afterwards |
| Fund Managers | Equity: Aditya Khemani; Debt: Rakesh Shetty |
| Inception Date | 17 Oct 2019 |
The fund aims: To provide medium to long-term capital appreciation by investing primarily in large and mid-cap stocks. There is no guarantee that the objective will be achieved.
Benchmark: NIFTY Large-Midcap 250 TRI
Represents:
Measures performance of the top 250 companies across both segments.
The fund follows a combination of growth and value investing styles, aiming to balance companies with strong future growth potential and those that are undervalued relative to fundamentals.
The fund uses both top-down (sectoral) themes and bottom-up (stock-level) research to select companies.
The scheme may also invest in other equities, REIT / InVIT units (0–10%), debt instruments (up to 30%), and money market instruments (up to 30%) as per its mandate.
For updated detailed Performance data and key informations as on December 5, 2025
Visit SBI Large & Mid Cap Fund Performance Page
Investment in a basket of
stocks across sectors
Investors can easily enter and exit the scheme
Managed by professional fund managers with years of experience in the field
Lower taxation relative to other asset classes
Delivers inflation beating returns
1. Balanced Risk- Return
By combining large-cap stability with mid-cap growth,
the fund offers a balanced equity exposure.
2. Diversification:
The mix helps mitigate concentration risk by not being
overly dependent on either large or mid-cap alone.
3. Professional Management:
SBI Mutual Fund’s experienced investment team applies
disciplined strategies (growth + value, top-down + bottom-up).
4. Long-Term Potential:
Mid-cap companies may provide higher appreciation over long
investment horizons, but with moderated volatility thanks to large-cap holdings.
From the presentation:
This Fund is Ideal for:
Expense Ratio: Check latest factsheet.
Exit Load: 0.10% on or before 30 days; NIL after 30 days
Taxation:
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| Investor Concern | How SBI Large & Mid Cap Fund Helps |
|---|---|
| Volatility of mid-cap stocks | Balanced exposure: large-cap part provides stability, reducing overall volatility. |
| Missing out on growth | Mid-cap allocation provides potential for higher growth than pure large-cap funds. |
| Over-concentration in a single sector | Diversified across many sectors (financials, healthcare, capital goods, etc.). |
| Illiquidity or cash crunch | The scheme can hold cash or money-market instruments (up to 30%) per the mandate. |
| High cost | While expense ratio is moderate to high (~2.10%), the professional management and upside potential may offset cost over time. |
| Tax inefficiency | Being an equity fund, it benefits from favorable long-term capital gains tax (for LTCG). |
A1: As per the factsheet, the minimum lump-sum investment is ₹5,000, and SIP minimums also apply.
A2: The SID allows for a 35–65% allocation in both large-caps and mid-caps depending on market conditions.
A3: While possible, the fund is more suited for a longer horizon (5+ years) to ride out equity volatility and benefit from mid-cap growth.
A4: Market risk (equity risk), mid-cap volatility, sector concentration risk, and possibility of underperformance vs pure large-cap funds in certain phases.
A5: The factsheet shows an equity turnover ratio of approximately 0.23 (quantitative data from the fact sheet).
SBI Large & Mid Cap Fund is a well-balanced equity fund that aims to offer both stability and growth by investing across large-cap and mid-cap companies. With a disciplined investment strategy blending growth and value, and both top-down and bottom-up research, it is suited for investors with a moderate risk tolerance and a long-term horizon. While the expense ratio is on the higher side, the diversified exposure and potential for capital appreciation make it a compelling choice for wealth creation.
Disclaimer:- Mutual Fund investments are subject to market risks, please read scheme related documents carefully before investing.
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