Sushil Bajaj |
📅 Last Updated on: October 18, 2025
| Parameter | Details |
|---|---|
| Fund Name | SBI Nifty Smallcap 250 Index Fund |
| Type | An open ended scheme tracking Nifty Smallcap 250 Index |
| Launch Date | 03 Oct, 2022 |
| Benchmark | Nifty Smallcap 250 Index |
| Fund Manager | Harsh Sethi |
| Assets Under Management (AUM) | Approx ₹ 900+ crore (varies with date) |
| Exit Load | 0.25% if redeemed within 30 days |
| Min. Investment | SIP: ₹ 500 ; Lump sum: ₹ 5,000 |
| Risk Level | Very High (Equity Nifty Smallcap 250 Index TRI) |
The official objective of SBI Nifty Smallcap 250 Index Fund is:
The investment objective of the scheme is to provide returns that closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.
Benchmark Index: Nifty Smallcap 250 Index
Here are some compelling reasons:
This fund tracks the Nifty Smallcap 250 Index, comprising 250 small-cap companies ranked 251–500 by market capitalization. Small-cap stocks often exhibit higher growth potential compared to large-cap counterparts, making them appealing for long-term investors
As an index fund, it offers a cost-effective investment option with a low expense ratio. For instance, the Direct Growth Plan has an expense ratio of just 0.008%, minimizing costs and potentially enhancing net returns
Incorporating small-cap stocks into your portfolio can enhance diversification. These stocks often have unique growth drivers and may not be closely correlated with broader market movements, potentially reducing overall portfolio risk
With a minimum SIP investment of ₹500, the fund is accessible to a wide range of investors, allowing for disciplined, long-term investing.
| Sector | Approx. Allocation | Notes |
|---|---|---|
| Financial Services | 20–25% | NBFCs, small banks, insurance companies |
| Industrials / Manufacturing | 15–20% | Machinery, engineering, construction-related firms |
| Information Technology | 10–15% | Small-cap IT & software services |
| Consumer Goods | 8–12% | Food, personal care, household products |
| Healthcare / Pharma | 5–10% | Small pharma, biotech companies |
| Chemicals & Materials | 5–10% | Specialty chemicals, raw materials |
| Others | 10–15% | Auto components, logistics, utilities, energy |
For updated detailed Performance data and key informations as on November 7, 2025
Visit SBI Nifty Smallcap 250 Index Fund Performance Page
Expense Ratio: Check latest factsheet.
Exit Load: 0.25% if redeemed within 30 days; nil after 30 days.
Taxation:
🔗 How to Invest Online?
Smallcap funds (especially index ones) can face challenges. Here’s a table summarizing common pain points and how this fund or investors might mitigate them:
| Pain Point | Why It Happens | How to Address / Mitigate |
|---|---|---|
| High Volatility / Market Swings | Small-cap stocks are more sensitive to market movements and economic cycles. | Emphasize long-term investing and the SIP route to average out costs over time. Avoid panic selling. |
| Short-Term Losses | Fund may underperform large/mid-cap funds in certain years. | Educate investors that short-term dips are normal in small-cap investing. Highlight historical long-term growth potential. |
| Lack of Diversification in Individual Stocks | Investing directly in a few small-cap stocks increases risk. | Use index funds like this one to get broad exposure to 250 companies, reducing company-specific risk. |
| Liquidity Concerns | Some small-cap stocks can be thinly traded. | Index funds track a diversified portfolio, making redemption easier than selling individual stocks. |
| Difficulty Tracking Fund Performance | Investors may not understand index tracking and returns. | Provide transparent updates on NAV, sector allocation, and performance vs. benchmark, making it easier to monitor. |
| High Risk Perception | Small caps are inherently risky, causing hesitation. | Position the fund as a high-risk, high-reward investment suitable for long-term goals, and show how systematic investment reduces risk. |
Latest closing NAV as on 15 Oct, 2025 for SBI Nifty Smallcap 250 Index Fund- Regular Plan – Growth is Rs. 18.2853
AUM of SBI Nifty Smallcap 250 Index Fund is 1497.83 Cr.
No lock-in period is applicable for this fund.
Minimum Lumpsum Amount applicable for this fund is Rs. 5000 in multiples of 1.
Minimum Additional Lumpsum Amount applicable for this fund is Rs. 1000 in multiples of 1.
Minimum SIP Amount applicable for fund is Rs. 500
The SBI Nifty Smallcap 250 Index Fund offers investors a cost-effective, diversified way to access India’s high-growth small-cap segment. By tracking 250 small-cap companies across multiple sectors, it provides broad market exposure while reducing company-specific risks.
While short-term volatility and high risk are inherent in small-cap investing, the fund is well-suited for investors with a long-term horizon who are seeking capital appreciation. Using a Systematic Investment Plan (SIP) can further smooth market fluctuations, making it a disciplined approach to building wealth over time.
In essence, this fund is ideal for those looking to combine growth potential with passive, low-cost, and diversified investing in India’s emerging companies.
Disclaimer
This article is for informational purposes only and does not constitute financial advice. Past performance is not a guarantee of future returns. Before investing, you should consult a qualified financial advisor, consider your risk tolerance, investment horizon, and review the latest scheme documents, factsheet and disclosures from SBI Mutual Fund.
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